Your Buyer Roadmap to a Smooth Closing
Buying a home or commercial space — whether it’s your first, your next, or your investment — is a major move. At Eastwood Realty, we guide you step-by-step from offer through closing and beyond. This roadmap breaks down the full process so you know what to expect, when to expect it, and how to stay prepared at every stage. Whether you’re just beginning your search or you’re already under contract, this guide will help you move confidently every step of the way.
Step 1: Deposit Earnest Money
Once an offer is accepted, one of the first tasks is depositing your earnest money with the title company. That deposit shows the seller you’re committed and helps secure your contract. Timing is critical, so we’ll help you stay on schedule and avoid any hitches.
Step 2: Schedule the Inspection for the Property
After your contract is in place, it’s time to schedule the home inspection. A professional will assess the property’s condition. We’ll connect you with trusted inspectors and review the report together, helping you decide what repairs or credits to request.
Step 3: Option Period & Repair Negotiations
During the option (or inspection) period, you have the opportunity to request repairs, credits, or price adjustments. We’ll walk you through how to prioritise the most important issues and negotiate effectively to protect your interests and keep closing on track.
Step 4: Finalize Loan Application & Secure Commitment
Work closely with your lender to submit required documentation, lock in your rate, and move into underwriting. Once your lender issues the loan commitment, you have the official “go-ahead” toward closing.
Have Questions?
At any moment in your buying process you have question or concerns don’t hesitate to reach out! We’re here for you every step of the way
Step #5: Review the Title Report
The title company will review the seller’s ownership and check for liens, unpaid taxes, encumbrances or easements. We’ll walk through the report together to make sure everything is clean — so your purchase isn’t held up.
Step #6: Appraisal & Survey
If you’re financing, your lender will order an appraisal to confirm the home’s value. A survey may also be needed to verify property boundaries and improvements. These steps protect you and your investment — and we’ll guide you if any action is needed.
Step #7: Secure Property Insurance
Before closing, you’ll need homeowner’s insurance in place. We’ll help you connect with trusted local insurance agents to get the coverage you need — and ensure everything is ready for closing day.
Step #8: Understand Closing Costs
Closing costs include lender fees, title charges, taxes, insurance and more. We’ll walk you through a cost estimate early so you can budget confidently and avoid surprises at closing.
Step #9: Setup Utilities & Services
Plan ahead: schedule your utilities, internet, gas, and other services to begin on your closing day. That way you’ll walk into a fully-functional home, not a house with utilities to sort.
Step #10: Final Walk-through
Typically 24-48 hours before closing, you’ll do a final walkthrough to verify the property’s condition and check that any agreed repairs were completed. It’s your last chance to confirm everything’s as expected.
Step #11: Prepare for Closing
On closing day you’ll bring a valid photo ID, review the final closing disclosure, and provide any certified funds or wire for your balance. We’ll guide you through signing the paperwork and crossing the finish line smoothly.
Step #12: Get the Keys
Once the documents are signed and funds are processed, you’ll receive the keys and officially become the homeowner. Time to celebrate, move in and enjoy your new space!
Step #13: Homestead Exeption
If this is your primary residence, remember to apply for the homestead exemption — it can reduce your property taxes. We’ll remind you when and how to file so you don’t miss out on savings.
Step #14: Post Closing Follow-Up
Our relationship doesn’t end at closing. We’ll follow up to ensure your move-in is smooth, help with any vendor referrals, and stay available for all your future real estate needs. And if you know someone else who’s thinking about buying, we’d love to help them too.
Ready to Get Started?
Have questions or ready to find your next home? Contact Eastwood Realty today — we’re ready to guide you through every step.
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